Umbrella Insurance
Discover Outstanding Umbrella Insurance Options in Waterford, Stonington, Groton, New London, Norwich, and Across Southeastern CT.
Trust Nickerson Insurance Agency to be your reliable local insurance agency, dedicated to finding the perfect coverage for you. As an independent agency, we match our clients with the right insurance provider, offering tailored policies to suit their specific needs. Explore our range of personal insurance options, including Personal Umbrella Insurance.
Life is unpredictable, and basic insurance coverage may not fully protect you in certain situations. Whether it’s a car accident causing injuries or a neighbor filing a lawsuit due to an accidental pet bite, additional insurance coverage can be essential. This is where Personal Umbrella Insurance plays a crucial role.
Umbrella insurance provides an extra layer of liability coverage*, safeguarding you from potentially devastating financial claims or lawsuits. With coverage ranging from $1 million to $5 million, an umbrella policy adds an extra level of protection to your existing homeowners or auto insurance. While it is optional, choosing umbrella coverage can offer increased peace of mind in the event of an unfortunate accident.
How Do Umbrella Policies Work?
Umbrella insurance provides coverage when damages from a covered claim exceed the limits of your underlying policy. It protects you in various situations, such as a lawsuit resulting from a slip-and-fall accident on your property or medical expenses for a friend injured by your pet.
Don’t jeopardize your family’s financial security due to unforeseen accidents. Contact a professional at Nickerson Insurance Agency to discuss adding umbrella insurance to your policy. A single conversation today can prevent a split-second accident tomorrow from unexpectedly altering your life.
Would You Be Covered If…
Accidents can happen, and it’s crucial to be prepared for the unexpected. Consider the following scenarios:
- What if your dog accidentally injures your neighbor’s child?
- Suppose your mail carrier trips over a crack in your driveway, resulting in injury and disability.
- If a tree in your yard damages your neighbor’s roof, do you have the funds to cover repairs?
- And what if you cause severe injury to someone in a car crash?
While these situations may be unexpected, umbrella insurance provides peace of mind and financial protection when you need it most.
To learn more about these coverage options and how to include them in your umbrella insurance policy, please reach out to a professional at Nickerson Insurance Agency by calling 860-865-2060.
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