Homeowners Insurance
Excellent Home Insurance Offerings for Homeowners in Waterford, Stonington,
Groton, New London, Norwich and Throughout Southeastern CT
Homeowners Insurance
Excellent Home Insurance Offerings for Homeowners in Waterford, Stonington,
Groton, New London, Norwich and Throughout Southeastern CT
Homeownership at any phase of your life can be both exciting and daunting at the same time. By working with a Nickerson Insurance Agency professional, you can be confident that you are getting access to the best home insurance options and prices, excellent money-saving advice, and multiple, top-quality insurance carriers.
Designing a comprehensive homeowners insurance program is always a collaborative process between the Nickerson team and our clients. This approach includes a detailed fact-finding about you, your family, and your home, and helps us find the policy that best matches your specific needs and fits your individual budget. The information we gather also enables us to identify a variety of homeowners coverage extensions that might be appropriate for your property, including:
- Calculation of Your Home’s Rebuilding Cost
- Dwelling Replacement Cost Guarantee
- Scheduled Jewelry, Fine Arts, or Other Special Property
- Personal Property Replacement Cost
- Personal Injury Coverage
- Identity Fraud Expense Coverage
- Ordinance or Law Coverage
- Earthquake
- Sewer Backup
More excellent home insurance coverage options available through Nickerson Insurance Agency:
Each homeowners insurance policy offers different protection, but standard policies usually provide:
- Dwelling coverage for damage to your house and certain attached structures on your property (unless the cause of the damage is specifically excluded in your policy).
- Damage to your personal property due to causes specified in your policy. (Yep, it’s those “named perils” again!)
- Limited coverage—usually $500 – $2,000—for jewelry stolen from your home. (Most policies don’t cover lost jewelry.) If you need greater coverage for your prized collection, you might need a homeowners policy endorsement.
- Coverage for personal liability exposures that arise from being a homeowner.
- Coverage for additional costs you might incur because of a covered loss (for example, if you need to temporarily live elsewhere if a fire makes your home uninhabitable).
For more information about these coverage options and how to include them in a new or current home insurance policy, please contact a Nickerson Insurance Agency professional at 860.440.6000.
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