Trust Nickerson Insurance Agency to be your reliable local insurance agency, dedicated to finding the perfect coverage for you. As an independent agency, we match our clients with the right insurance provider, offering tailored policies to suit their specific needs. Explore our range of personal insurance options, including Personal Umbrella Insurance.

Life is unpredictable, and basic insurance coverage may not fully protect you in certain situations. Whether it’s a car accident causing injuries or a neighbor filing a lawsuit due to an accidental pet bite, additional insurance coverage can be essential. This is where Personal Umbrella Insurance plays a crucial role.

Umbrella insurance provides an extra layer of liability coverage*, safeguarding you from potentially devastating financial claims or lawsuits. With coverage ranging from $1 million to $5 million, an umbrella policy adds an extra level of protection to your existing homeowners or auto insurance. While it is optional, choosing umbrella coverage can offer increased peace of mind in the event of an unfortunate accident.

How Do Umbrella Policies Work?

Umbrella insurance provides coverage when damages from a covered claim exceed the limits of your underlying policy. It protects you in various situations, such as a lawsuit resulting from a slip-and-fall accident on your property or medical expenses for a friend injured by your pet.

Don’t jeopardize your family’s financial security due to unforeseen accidents. Contact a professional at Nickerson Insurance Agency to discuss adding umbrella insurance to your policy. A single conversation today can prevent a split-second accident tomorrow from unexpectedly altering your life.

Would You Be Covered If…

Accidents can happen, and it’s crucial to be prepared for the unexpected. Consider the following scenarios:

• What if your dog accidentally injures your neighbor’s child?
• Suppose your mail carrier trips over a crack in your driveway, resulting in injury and disability.
• If a tree in your yard damages your neighbor’s roof, do you have the funds to cover repairs?
• And what if you cause severe injury to someone in a car crash?

While these situations may be unexpected, umbrella insurance provides peace of mind and financial protection when you need it most.

To learn more about these coverage options and how to include them in your umbrella insurance policy, please reach out to a professional at Nickerson Insurance Agency by calling 860.440.6000.

Cover Your Future with Nickerson Insurance Agency: Your Local Umbrella Insurance Experts in Southeastern CT

If you’re seeking peace of mind and comprehensive protection for your assets in Waterford, Stonington, Groton, New London, Norwich, or anywhere throughout Southeastern Connecticut, look no further than Nickerson Insurance Agency. We specialize in Umbrella Insurance, and our team of expert brokers is dedicated to serving you, your family, and your business with the utmost professionalism and care. Umbrella Insurance is a crucial layer of coverage that extends beyond your standard policies, such as auto and homeowners insurance. It acts as a financial safety net, providing additional liability protection when your existing policies reach their limits. With unpredictable accidents and lawsuits becoming more common, having an Umbrella Insurance policy can safeguard your hard-earned assets and future earnings.

At Nickerson Insurance Agency, we understand that no two individuals or businesses are alike. That’s why our experienced brokers work closely with you to assess your unique needs and tailor a policy that suits you perfectly. We represent a wide range of insurance carriers, ensuring that you get the best coverage at competitive rates. Our commitment to excellent customer service extends beyond finding the right policy. We’re here to answer your questions, provide guidance, and assist you throughout the claims process should the need arise. With Nickerson Insurance Agency, you’re not just getting an insurance policy; you’re gaining a trusted partner dedicated to your financial security.