Graduation Season: A Time of New Beginnings

Graduation marks a major milestone—whether you’re finishing college or graduate school, it’s a season of change and new opportunities. For many, this transition means moving out of student housing or rentals and considering the purchase of a first home. One important step in this journey is knowing when to switch from renters insurance to homeowners insurance.

• Renters insurance covers your personal belongings and provides liability protection while you’re renting.
• Homeowners insurance protects not only your personal property but also the structure of your home and offers broader liability coverage.

If you’re planning to buy a home after graduation, it’s essential to understand that your renters policy won’t cover your new property. That’s when you need to consider getting home insurance services Waterford CT residents recommend to ensure you’re fully protected.

The right time to switch from renters to homeowners insurance is before you close on your new home. Mortgage lenders typically require proof of homeowners insurance before finalizing the purchase. This ensures your investment is protected from day one.

Key moments to consider:

• When you sign a purchase agreement for a home
• Before your closing date
• If you’re moving out of a rental and into a property you own

• Protects your investment: Homeowners insurance covers damage to your home from fire, storms, theft, and more.
• Liability coverage: If someone is injured on your property, you’re protected from costly lawsuits.
• Lender requirement: Most mortgage lenders require homeowners insurance as a condition of the loan.

At Nickerson Insurance Agency, we specialize in home insurance services Waterford CT residents trust. Our team offers:

• Personalized coverage tailored to your needs and budget
• Guidance through the transition from renters to homeowners insurance
• Fast, hassle-free quotes and policy setup
• Local expertise and support for new homeowners in Waterford and surrounding communities

• Start early: Begin shopping for homeowners insurance as soon as you start the home-buying process.
• Bundle policies: Ask about bundling home and auto insurance for potential savings.
• Understand your coverage: Make sure your policy covers the structure, personal property, and liability.

• Local expertise: Serving Waterford, CT, and the surrounding area with decades of experience.
• Custom solutions: We tailor policies to fit your unique lifestyle and needs.
• Exceptional service: Our knowledgeable representatives guide you every step of the way, making the transition smooth and stress-free.

Ready to make the switch?

Contact Nickerson Insurance Agency for trusted home insurance services in Waterford CT, and protect your new beginning with confidence.

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*Nickerson Insurance Agency—Insurance to Fit Your Lifestyle.*