Homeowners Insurance
Exceptional home insurance options are available for homeowners residing in Waterford, Stonington, Groton, New London, Norwich, and the entire Southeastern CT region.
Homeowners Insurance
Excellent Home Insurance Offerings for Homeowners in Waterford, Stonington,
Groton, New London, Norwich and Throughout Southeastern CT
At any stage of your life, owning a home can be both thrilling and overwhelming. When you partner with a professional from Nickerson Insurance Agency, rest assured that you’ll gain access to the finest home insurance options and competitive prices, along with invaluable money-saving advice and a range of top-tier insurance providers.
Crafting a comprehensive homeowners insurance program is always a collaborative effort between our dedicated team at Nickerson and our clients. This approach involves conducting an in-depth exploration of your personal circumstances, family dynamics, and property, allowing us to identify the ideal policy that aligns with your unique requirements and suits your budgetary considerations. The information we gather also empowers us to uncover various extensions of homeowners coverage that may be suitable for your specific property, including:
- Determining the Rebuilding Cost for Your Home
- Assurance of Dwelling Replacement Cost
- Protection for Scheduled Jewelry, Fine Arts, or Other Unique Possessions
- Coverage for Replacement Cost of Personal Property
- Safeguarding against Personal Injury
- Shielding against Identity Fraud Expenses
- Coverage for Ordinance or Law Requirements
- Earthquake Coverage
- Protection against Sewer Backup
More excellent home insurance coverage options available through Nickerson Insurance Agency:
Every homeowners insurance policy offers a unique set of protections, but standard policies generally include:
- Dwelling coverage: Protects your house and attached structures from damage, unless specifically excluded.
- Personal belongings coverage: Covers damage to your possessions from specified causes, known as “named perils.”
- Limited coverage for jewelry theft: Typically ranges from $500 to $2,000 for theft within your home, but does not cover lost jewelry. Additional coverage may require a homeowners policy endorsement.
- Personal liability coverage: Addresses liability exposures as a homeowner.
- Additional expense coverage: Covers extra expenses due to a covered loss, such as temporary living arrangements after a fire.
For more detailed information on these coverage options and to tailor them to your new or existing home insurance policy, please contact the knowledgeable professionals at Nickerson Insurance Agency. You can reach them at 860.440.6000.
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Affordable Insurance That You Can Depend On
Reach out to us today to receive a free quote and consultation from our team of experienced insurance professionals. We are here to provide guidance and help you make well-informed decisions regarding your insurance requirements. Don’t hesitate, contact us now to begin!
