Insurance Agency Exeter RI

For more than 30 years, the Nickersons family has delivered outstanding service, solutions, and advice to individuals, families, and business owners in Exeter RI. Our local team holds expertise in tailoring policies to suit your personal and business insurance requirements and budget.

Exeter RI drivers find ample reasons every day to jump into their personal vehicles and traverse the roadways. We use our hatchbacks, hybrids, crossover SUVs, and four-door sedans for commuting to work, attending school, running errands, and engaging in various “non-essential” activities like enjoying the fall foliage or exploring the picturesque Exeter coastline — all while hoping we have the appropriate amount of auto insurance coverage in place.

However, during the summer, our roads in Exeter RI can get congested with cars, distracted, drowsy, and speeding drivers aiming to reach their summer vacation destinations or the beach, presenting a constant risk of accidents. This ongoing hazard emphasizes the importance of ensuring that your Exeter RI insurance agent has tailored your personal auto insurance policy to provide thorough protection for you and any other licensed members of your household in the event of a crash.

Owning a home at any stage of your life can evoke both excitement and apprehension. Collaborating with a Nickerson Insurance agent assures you of access to the finest home insurance options and competitive prices, along with valuable money-saving guidance and a selection of top-tier insurance providers.

Crafting a comprehensive homeowners insurance program is a joint effort between the Nickerson team and our clients. This process involves in-depth exploration of you, your family, and your home, enabling us to pinpoint the policy that perfectly aligns with your specific requirements while accommodating your individual budget.

We understand that obtaining suitable motorcycle insurance should be simple and hassle-free in Exeter RI. Our specialized policies are crafted to accommodate your unique needs while ensuring affordability. By choosing us, you’ll have a dedicated local agent genuinely concerned about your coverage, ensuring you ride with confidence.

We provide various discounts to help you secure the most favorable rate, including advance quotes, motorcycle license, safety course completion, responsible driver, and on-time payment discounts. Our policies are loaded with standard features such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

Life’s unpredictability means basic insurance coverage might not always offer comprehensive protection. Whether you encounter a car accident with injuries, a neighbor files a lawsuit due to an accidental pet bite, or face other unexpected incidents, additional insurance coverage becomes essential. This is where Personal Umbrella Insurance in Exeter RI, comes into play.

Umbrella Insurance provides an additional layer of liability coverage, shielding you from potentially devastating financial claims or lawsuits. Offering coverage options from $1 million to $5 million, an umbrella policy adds an extra level of protection to your existing homeowners or auto insurance. While it’s optional, choosing umbrella coverage provides increased peace of mind in the event of an unfortunate accident.