Insurance Agency Johnston RI
Welcome To Nickerson Insurance Agency
For more than 30 years, the Nickersons family has been offering outstanding service, solutions, and advice to individuals, families, and business owners in Johnston RI. Our local team specializes in tailoring policies to meet your personal and business insurance needs and budget.
Auto Insurance Johnston RI
Variety of Car Insurance Options for Drivers
Johnston RI drivers have various reasons every day to get into their personal vehicles and navigate the roads. We use our hatchbacks, hybrids, crossover SUVs, and four-door sedans to commute to work, school, run errands, and engage in other optional activities like enjoying the fall foliage or exploring the scenic Johnston coastline. Throughout, we hope to have the right auto insurance coverage in place.
However, during the summer, our Johnston RI roads can get congested with cars. Drivers may be distracted, drowsy, or speeding as they head towards their summer vacations or the beach, increasing the possibility of an accident. This ongoing risk highlights the utmost importance of ensuring that your Johnston RI insurance agent has tailored your personal auto insurance policy to adequately protect you and any other licensed household members in the event of a collision.
Homeowners Insurance Johnston RI
Excellent Home Insurance Offerings for Homeowners
Owning a home, regardless of life’s stage, carries both excitement and challenges. Collaborating with a Nickerson Insurance agent ensures access to top-tier home insurance options, competitive prices, invaluable money-saving tips, and a range of high-quality insurance providers.
Crafting a holistic homeowners insurance plan involves a joint effort between the Nickerson team and our clients. This process delves into intricate details about you, your family, and your dwelling, allowing us to identify the policy that perfectly aligns with your unique requirements while suiting your financial plans.
Motorcycle Insurance Johnston RI
Rev Up Your Ride with Comprehensive Motorcycle Insurance
Obtaining the right motorcycle insurance should be a seamless process in Johnston RI. Our specialized policies are crafted to align with your distinct requirements while ensuring affordability. Opting for our services means partnering with a devoted local agent who genuinely prioritizes your coverage, enabling you to ride with confidence.
We provide various discounts aimed at securing the most favorable rates for you. These discounts include advance quoting, motorcycle licensing, safety course completion, responsible driving history, and on-time payment incentives. Our policies are inclusive, offering standard features such as full replacement cost, OEM parts coverage, medical benefits, and coverage for accessories/custom parts.
Umbrella Insurance Johnston RI
Protecting What Matters Most: Personal Umbrella Insurance
Life’s unpredictability sometimes surpasses the protection offered by basic insurance coverage. Whether you confront a car accident with injuries, a neighbor initiating a lawsuit over an accidental pet bite or other unforeseen events, additional insurance coverage becomes crucial. This is where Personal Umbrella Insurance in Johnston RI steps in.
Umbrella Insurance delivers an added layer of liability coverage, shielding you from potentially ruinous financial claims or lawsuits. Offering coverage options from $1 million to $5 million, an umbrella policy supplements your existing homeowners or auto insurance, providing an additional shield of protection. While optional, choosing umbrella coverage grants elevated peace of mind should an unfortunate accident occur.