Insurance Agency Waterford CT

For over 30 years, the Nickersons family has provided exceptional service, solutions, and advice to individuals, families, and business owners Waterford CT. Our local team is experienced in customizing policies to fit your personal and business insurance needs and budget.

Waterford CT Drivers have numerous reasons every day to hop in their personal vehicles and hit the roadways. We take our hatchbacks, hybrids, crossover SUVs, and four-door sedans to work, to school, to run errands, and to lots of other less “mandatory” activities, like viewing the fall foliage or touring the scenic Waterford coastline — all the time hoping we have the proper amount of auto insurance coverage in place.

However, during the summer our Waterford CT roads can become  jam-packed with cars, distracted, drowsy, and speeding drivers trying to get to their summer vacation or the beach and the threat of an accident is always a possibility. This constant risk is why it’s extremely important that you are certain your Waterford CT insurance agent has designed your personal auto insurance policy to thoroughly protect you, and any other licensed members of your household, in the event of a crash.

Homeownership at any phase of your life can be both exciting and daunting at the same time. By working with a Nickerson Insurance agent, you can be confident that you are getting access to the best home insurance options and prices, excellent money-saving advice, and multiple, top-quality insurance carriers.

Designing a comprehensive homeowners insurance program is always a collaborative process between the Nickerson team and our clients. This approach includes a detailed fact-finding about you, your family, and your home, and helps us find the policy that best matches your specific needs and fits your individual budget.

We know that getting the right motorcycle insurance should be straightforward and hassle-free in Waterford CT. Our specialized policies are designed to meet your unique needs while keeping costs affordable. When you choose us, you’ll have a dedicated local agent who genuinely cares about your coverage, making sure you hit the road with confidence.

We offer various discounts to help you secure the best possible rate, including advance quote, motorcycle license, safety course, responsible driver, and pay-on-time discounts. Our policies come packed with standard features such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

In life’s unpredictability, basic insurance coverage may not always provide comprehensive protection. Whether you face a car accident with injuries, a neighbor filing a lawsuit due to an accidental pet bite, or other unexpected incidents, additional insurance coverage can be essential. This is where Personal Umbrella Insurance in Waterford CT comes into play.

Umbrella Insurance provides an extra layer of liability coverage, shielding you from potentially devastating financial claims or lawsuits. With coverage options ranging from $1 million to $5 million, an umbrella policy adds an extra level of protection to your existing homeowners or auto insurance. While it’s optional, choosing umbrella coverage offers increased peace of mind in the event of an unfortunate accident.