Umbrella Insurance
Discover Outstanding Umbrella Insurance Options in Waterford, Stonington, Groton, New London, Norwich, and Across Southeastern CT.
Umbrella Insurance
Excellent Umbrella Insurance Offerings in Waterford, Stonington,
Groton, New London, Norwich and Throughout Southeastern CT
Trust Nickerson Insurance Agency to be your reliable local insurance agency, dedicated to finding the perfect coverage for you. As an independent agency, we match our clients with the right insurance provider, offering tailored policies to suit their specific needs. Explore our range of personal insurance options, including Personal Umbrella Insurance.
Life is unpredictable, and basic insurance coverage may not fully protect you in certain situations. Whether it’s a car accident causing injuries or a neighbor filing a lawsuit due to an accidental pet bite, additional insurance coverage can be essential. This is where Personal Umbrella Insurance plays a crucial role.
Umbrella insurance provides an extra layer of liability coverage*, safeguarding you from potentially devastating financial claims or lawsuits. With coverage ranging from $1 million to $5 million, an umbrella policy adds an extra level of protection to your existing homeowners or auto insurance. While it is optional, choosing umbrella coverage can offer increased peace of mind in the event of an unfortunate accident.
How Do Umbrella Policies Work?
Umbrella insurance provides coverage when damages from a covered claim exceed the limits of your underlying policy. It protects you in various situations, such as a lawsuit resulting from a slip-and-fall accident on your property or medical expenses for a friend injured by your pet.
Don’t jeopardize your family’s financial security due to unforeseen accidents. Contact a professional at Nickerson Insurance Agency to discuss adding umbrella insurance to your policy. A single conversation today can prevent a split-second accident tomorrow from unexpectedly altering your life.
Would You Be Covered If…
Accidents can happen, and it’s crucial to be prepared for the unexpected. Consider the following scenarios:
- What if your dog accidentally injures your neighbor’s child?
- Suppose your mail carrier trips over a crack in your driveway, resulting in injury and disability.
- If a tree in your yard damages your neighbor’s roof, do you have the funds to cover repairs?
- And what if you cause severe injury to someone in a car crash?
While these situations may be unexpected, umbrella insurance provides peace of mind and financial protection when you need it most.
To learn more about these coverage options and how to include them in your umbrella insurance policy, please reach out to a professional at Nickerson Insurance Agency by calling 860-440-6363.
You Might Also Enjoy Reading These Articles
The Three C’s of Customer Satisfaction Explained and How Companies Can Apply Them Effectively
For any service-based business, customer satisfaction is a key driver of loyalty and growth. The Three C’s—Care, Communication, and Consistency—offer a simple, actionable framework that insurance [...]
How Much Car Insurance Typically Costs in CT and What Affects Your Premiums
Car insurance costs in Connecticut can vary widely from driver to driver. At Nickerson Insurance Agency, we help clients understand the factors that influence premiums and [...]
Giving Insurance for the Holidays: Gift Policies & Protection Strategies
Why Insurance Makes the Perfect Holiday Gift The holiday season is a time for generosity, but when gifts carry significant value—such as jewelry, electronics, or even a [...]
Year-End Policy Audit: What Clients Should Review Before 2026
As 2025 draws to a close, a comprehensive year-end policy audit is essential for both individuals and businesses to ensure their insurance coverage, compliance, and risk management [...]
Edge of Season Claims: How First Frosts Can Trigger Home & Auto Issues
As the first frosts settle across Connecticut, homeowners and drivers face a unique set of challenges that can lead to unexpected insurance claims. Understanding these seasonal risks—and [...]
Thanksgiving Travel & Liability: Insurance Tips for Holiday Voyages
Thanksgiving is one of the busiest travel periods of the year, with millions of Americans hitting the road or taking to the skies to reunite with loved [...]