Insurance Agency Bristol RI

For more than 30 years, the Nickersons family has offered outstanding service, solutions, and guidance to individuals, families, and business proprietors in Bristol RI. Our local team excels in tailoring policies to suit your personal and business insurance needs, all while considering your budget.

Bristol RI Drivers have countless reasons every day to travel in their personal vehicles. They use hatchbacks, hybrids, crossover SUVs, and four-door sedans for work commutes, school runs, errands, and various leisure activities like admiring the fall foliage or exploring the picturesque Bristol coastline — all while ensuring they have adequate auto insurance coverage.

However, during the summer, our Bristol RI roads can get congested with cars, and there might be distracted, drowsy, and speeding drivers trying to reach their summer vacation spots or the beach. The potential for accidents is ever-present. This ongoing risk underscores the importance of ensuring that your Bristol RI insurance agent has meticulously crafted your personal auto insurance policy to offer comprehensive protection for you and any other licensed members of your household in case of a crash.

Homeownership at any phase of your life can be both thrilling and challenging. By collaborating with a Nickerson Insurance agent, you can rest assured that you’ll gain access to top-notch home insurance options, competitive prices, invaluable money-saving guidance, and multiple high-quality insurance carriers.

Developing a comprehensive homeowners insurance program is always a joint effort between the Nickerson team and our clients. This method entails thorough fact-finding about you, your family, and your residence, enabling us to identify the policy that perfectly aligns with your specific needs and accommodates your individual budget.

We understand that obtaining the right motorcycle insurance should be simple and trouble-free in Bristol RI. Our specialized policies are crafted to fulfill your unique needs while maintaining affordability. By choosing us, you’ll benefit from a dedicated local agent who genuinely prioritizes your coverage, ensuring you set out onto the road with confidence.

We provide various discounts to help you secure the most favorable rate, including advance quote, motorcycle license, safety course, responsible driver, and pay-on-time discounts. Our policies encompass standard features such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

In life’s unpredictability, basic insurance coverage may not always offer comprehensive protection. Whether encountering a car accident with injuries, a neighbor initiating a lawsuit due to an accidental pet bite, or other unforeseen incidents, additional insurance coverage becomes crucial. This is where Personal Umbrella Insurance in Bristol RI steps in.

Umbrella Insurance provides an additional layer of liability coverage, shielding you from potentially ruinous financial claims or lawsuits. Offering coverage options from $1 million to $5 million, an umbrella policy supplements your existing homeowners or auto insurance, providing an added level of protection. Though optional, opting for umbrella coverage provides heightened peace of mind in the unfortunate event of an accident.