Insurance Agency Newport RI

For more than three decades, the Nickersons family has delivered outstanding service, solutions, and guidance to individuals, families, and business proprietors in Newport RI. Our local team boasts extensive expertise in tailoring policies to suit both your personal and business insurance requirements, all while mindful of your budget.

In Newport RI, drivers have multiple reasons to regularly get behind the wheel of their personal vehicles and navigate the roadways. From commuting in hatchbacks, hybrids, crossover SUVs, and four-door sedans to essential tasks like work, school, and errands, to more leisurely activities such as enjoying the fall foliage or exploring the scenic coastline, residents rely on their cars. Ensuring they have adequate auto insurance coverage is a constant concern.

Especially during the summer, Newport’s roads can get congested with cars. Drivers, distracted by the allure of summer vacations or the beach, may exhibit drowsiness or speed, increasing the risk of accidents. This ongoing hazard emphasizes the crucial need for assurance that your Newport RI insurance agent has tailored your personal auto insurance policy to provide comprehensive protection for you and any licensed members of your household in the event of a crash.

Owning a home, regardless of the stage in your life, can evoke both excitement and trepidation simultaneously. Collaborating with a Nickerson Insurance agent ensures access to optimal home insurance choices and competitive pricing. Expect exceptional money-saving counsel and a selection of top-tier insurance providers.

Crafting a comprehensive homeowners insurance plan remains a joint effort between the Nickerson team and our clients. This method involves an in-depth exploration of your household, family dynamics, and your property. By delving deeply, we can pinpoint the policy that aligns best with your specific requirements and accommodates your unique financial plan.

In Newport RI, we understand the importance of obtaining hassle-free and tailored motorcycle insurance. Our specialized plans are crafted to suit your individual requirements while maintaining affordability. When you select our services, you’ll be connected with a dedicated local agent who genuinely prioritizes your coverage, ensuring you ride with confidence.

We provide an array of discounts to assist you in securing the most favorable rates possible, including advance quotes, motorcycle licenses, safety course completion, responsible driving record, and timely payment discounts. Our policies encompass essential features such as full replacement cost, OEM parts coverage, medical protection, and coverage for accessories/custom parts.

Amid life’s unforeseen turns, basic insurance coverage might fall short in providing complete protection. Whether confronted with a car accident involving injuries, a neighbor’s lawsuit due to an accidental pet bite, or other unanticipated incidents, the necessity for additional insurance coverage becomes apparent. This is where Personal Umbrella Insurance in Newport RI, steps in.

Umbrella Insurance offers an additional layer of liability coverage, shielding individuals from potentially crippling financial claims or legal battles. Providing coverage options ranging from $1 million to $5 million, an umbrella policy supplements existing homeowners or auto insurance, offering added security. While it remains an optional choice, opting for umbrella coverage significantly enhances peace of mind in the face of an unfortunate accident.