Insurance Agency North Kingstown RI

For more than three decades, the Nickersons family has offered exceptional service, solutions, and advice to individuals, families, and business owners in North Kingstown RI. Our local team possesses extensive experience in tailoring policies to suit your personal and business insurance needs, all while considering your budget.

North Kingstown RI drivers encounter various reasons every day to embark on their journeys using personal vehicles. We utilize hatchbacks, hybrids, crossover SUVs, and four-door sedans for commutes, school runs, errands, and numerous leisurely activities, such as admiring the autumn foliage or exploring the picturesque coastline of North Kingstown — always ensuring adequate auto insurance coverage.

However, during the summer, our roads in North Kingstown RI can experience heavy traffic with drivers prone to distractions, drowsiness, and speeding, aiming for their summer vacations or the beach, thereby elevating the risk of accidents. This constant hazard emphasizes the critical importance of ensuring that your North Kingstown RI insurance agent tailors your personal auto insurance policy to provide comprehensive protection for you and all licensed household members in the event of a collision.

Embarking on homeownership, regardless of life’s stage, brings a mix of excitement and apprehension. Partnering with a Nickerson Insurance agent assures you access to premier home insurance choices and competitive rates, coupled with invaluable money-saving insights from experts. We collaborate closely with our clients at every step to craft a comprehensive homeowners insurance plan.

In North Kingstown RI, the process of tailoring a robust homeowners insurance program is a joint effort between our skilled Nickerson team and our valued clients. This involves an in-depth exploration of your circumstances, family dynamics, and home particulars, allowing us to pinpoint the policy that perfectly aligns with your unique requirements and fits seamlessly into your budget.

Obtaining suitable motorcycle insurance in North Kingstown RI, should be a seamless and stress-free process. Our specialized insurance plans are meticulously crafted to cater to your distinct requirements while ensuring affordability remains a priority. By selecting our services, you gain the support of a dedicated local agent deeply invested in securing your coverage, empowering you to ride with assurance.

We extend various discounts aimed at helping you secure the most competitive rates available. These discounts include incentives for early quotes, possession of a motorcycle license, completion of safety courses, responsible driving history, and prompt payment records. Our policies offer an array of standard features, encompassing full replacement cost, OEM parts coverage, medical protection, as well as coverage for accessories and custom parts.

Amid life’s uncertainties, relying solely on basic insurance coverage may leave gaps in your protection. Unexpected situations such as car accidents causing injuries, liability claims from neighbors due to accidental pet incidents, or other unforeseen events can demand more comprehensive coverage. This is where Personal Umbrella Insurance in North Kingstown RI, becomes crucial.

Umbrella Insurance offers an additional layer of liability protection, shielding you from potentially crippling financial claims or legal suits. Available coverage options ranging from $1 million to $5 million, an umbrella policy augments the protection offered by your existing homeowners or auto insurance. While considered optional, opting for umbrella coverage provides heightened reassurance in the face of unfortunate accidents.