Insurance Agency North Smithfield RI

For more than 30 years, the Nickersons family has offered exceptional service, solutions, and advice to individuals, families, and business owners in North Smithfield RI. Our local team holds expertise in tailoring policies to suit your personal and business insurance needs as well as your budget.

Each day, residents of North Smithfield RI, embark on diverse journeys in their beloved vehicles. From hatchbacks and hybrids to crossover SUVs and sleek four-door sedans, these vehicles transport them to work, school, errands, and an array of leisurely activities like admiring autumn’s colorful foliage or discovering the picturesque North Smithfield coastline. Amidst these pursuits, the ongoing concern remains about the adequacy of their auto insurance.

However, as summer graces the roads of North Smithfield RI, thoroughfares become bustling with vehicles. Behind the wheel, one encounters a mix of distracted, drowsy, and impatient drivers, all rushing towards the allure of summer vacations or the tranquility of the beach. This surge in traffic amplifies the persistent risk of accidents. In these instances, ensuring that your North Smithfield RI insurance agent has tailored your personal auto insurance policy to provide comprehensive protection for both you and any other licensed members of your household becomes paramount.

Homeownership, regardless of life’s phase, brings a mix of excitement and challenges. Partnering with a Nickerson Insurance agent assures you access to the finest home insurance choices and prices, along with invaluable money-saving advice and a range of top-quality insurance carriers.

Crafting a comprehensive homeowners insurance program is a collaborative effort between the Nickerson team and our clients. This process involves detailed fact-finding about you, your family, and your home. It aids us in identifying the policy that best aligns with your specific needs and suits your individual budget.

We understand the importance of hassle-free motorcycle insurance in North Smithfield RI. Our tailored policies are crafted to fit your unique needs while ensuring affordability remains a priority. Opting for our services ensures you’re supported by a dedicated local agent genuinely invested in your coverage, allowing you to hit the road with absolute confidence.

We extend various discounts to secure the most favorable rates, including benefits for advance quotes, motorcycle license holders, safety course completion, responsible driving, and timely payments. Our policies include essential features like full replacement cost, OEM parts coverage, medical protection, and coverage for accessories and custom parts.

Life’s uncertainties often render basic insurance coverage inadequate. Whether encountering a car accident with injuries, a neighbor’s lawsuit stemming from an accidental pet bite or unexpected incidents, supplemental insurance coverage becomes imperative. This is where Personal Umbrella Insurance in North Smithfield RI, plays a crucial role.

Umbrella Insurance offers an additional layer of liability coverage, safeguarding against potentially crippling financial claims or legal disputes. With coverage options spanning from $1 million to $5 million, an umbrella policy adds an extra safeguard to your existing homeowners or auto insurance. While it remains optional, opting for umbrella coverage significantly enhances peace of mind in the event of an unfortunate accident.