Insurance Agency Providence RI

For more than three decades, the Nickersons family has been dedicated to delivering outstanding service, tailored solutions, and expert advice to individuals, families, and business owners in Providence RI. Our close-knit team possesses extensive expertise in tailoring policies to suit your specific personal and business insurance requirements while accommodating your budget effectively.

Providence RI drivers have plenty of daily reasons to get into their personal vehicles and navigate the roads. We use our hatchbacks, hybrids, crossover SUVs, and four-door sedans to commute to work, attend school, run errands, and engage in various non-essential activities, like enjoying the fall foliage or exploring the scenic Providence RI coastline – always ensuring we have the right amount of auto insurance coverage in place.

In the summer, our Providence RI roads can get crowded with cars, with drivers being distracted, drowsy, or speeding to reach their summer vacation spots or the beach, increasing the possibility of accidents. This ongoing risk emphasizes the importance of ensuring that your Providence RI insurance agent has tailored your personal auto insurance policy to provide comprehensive protection for you and any other licensed members of your household in case of a crash.

Owning a home, no matter the stage of life, brings both excitement and challenges. Partnering with a Nickerson Insurance agent ensures access to top-notch home insurance options at competitive prices, along with invaluable money-saving tips and choices from leading insurance providers.

Crafting a comprehensive homeowners insurance plan involves collaboration between the Nickerson team and our clients. This process entails a thorough exploration of your needs, family dynamics, and home specifics to identify the policy that perfectly aligns with your requirements and suits your individual budget.

Getting the right motorcycle insurance should be easy and stress-free in Providence RI. Our specialized policies cater to your specific needs while keeping expenses manageable. Opting for our services means having a dedicated local agent who genuinely prioritizes your coverage, ensuring you ride with confidence.

We provide various discounts to secure the best possible rate, including advance quote, motorcycle licenses, safety courses, responsible drivers, and pay-on-time discounts. Our policies offer standard features like full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

Amid life’s uncertainties, standard insurance coverage might not always offer complete protection. Whether you encounter a car accident resulting in injuries, a neighbor filing a lawsuit over an accidental pet bite or other unforeseen situations, additional insurance coverage becomes crucial. This is where Personal Umbrella Insurance in Providence RI, proves invaluable.

Umbrella Insurance adds an extra layer of liability coverage, safeguarding you from potentially severe financial claims or lawsuits. Offering coverage options from $1 million to $5 million, this policy supplements your existing homeowners or auto insurance. Though optional, opting for umbrella coverage ensures heightened peace of mind in case of an unfortunate accident.