Insurance Agency Westerly RI

For more than three decades, the Nickersons family has been dedicated to delivering outstanding service, tailored solutions, and expert advice to individuals, families, and business proprietors in Westerly RI. Our team, deeply rooted in the local area, possesses extensive expertise in tailoring policies to suit your specific personal and business insurance requirements, all while considering your budget constraints.

Drivers in Westerly RI have plenty of daily reasons to jump into their personal vehicles and hit the roads. We use our hatchbacks, hybrids, crossover SUVs, and four-door sedans for commuting to work, attending school, running errands, and engaging in various less “mandatory” activities, such as enjoying the fall foliage or exploring the scenic Westerly coastline — always with the hope of having the right amount of auto insurance coverage in place.

However, in the summer, our roads in Westerly RI can get heavily congested with cars, and drivers may be distracted, drowsy, or speeding, aiming to reach their summer vacation spots or the beach, increasing the possibility of accidents. This ongoing risk emphasizes the utmost importance of ensuring that your Westerly RI insurance agent has crafted your personal auto insurance policy to provide comprehensive protection for you and any other licensed members of your household in case of a crash.

Becoming a homeowner, regardless of your life stage, comes with both excitement and challenges. When you team up with a Nickerson Insurance agent, rest assured you’ll access the finest home insurance options, competitive prices, invaluable money-saving tips, and a variety of top-notch insurance providers.

Developing a comprehensive homeowners insurance strategy involves a collaborative process between the Nickerson team and our clients. This approach entails a deep dive into your needs, your family, and your Westerly RI home, allowing us to pinpoint the policy that perfectly suits your specific requirements while accommodating your individual budget.

In Westerly RI, we understand the importance of hassle-free and uncomplicated motorcycle insurance. Our specialized policies are tailored to fit your specific requirements while ensuring affordability. Opting for our services means having a devoted local agent who genuinely prioritizes your coverage, ensuring you ride with absolute confidence.

We provide various discounts to secure the most favorable rates, including advance quotes, motorcycle license, safety course completion, responsible driver incentives, and timely payment discounts. Our policies offer standard features like full replacement cost, OEM parts coverage, medical benefits, and protection for accessories/custom parts.

Life’s unpredictability often reveals the limitations of basic insurance coverage. Whether it’s a car accident causing injuries, a neighbor filing a lawsuit over an accidental pet bite, or other unforeseen incidents, having additional insurance coverage becomes vital. This is where Personal Umbrella Insurance in Westerly RI becomes essential.

Umbrella Insurance offers an added layer of liability coverage, protecting you from potentially crippling financial claims or lawsuits. With coverage options ranging from $1 million to $5 million, an umbrella policy supplements your existing homeowners or auto insurance, providing an additional level of security. While optional, opting for umbrella coverage grants greater peace of mind in case of an unfortunate accident.