Insurance Agency Mystic CT

Welcome To Nickerson Insurance Agency

For over 30 years, the Nickersons family has provided exceptional service, solutions, and advice to individuals, families, and business owners Mystic CT. Our local team is experienced in customizing policies to fit your personal and business insurance needs and budget.

Auto Insurance Mystic CT

Variety of Car Insurance Options for Drivers

Certainly, the roads in Mystic, CT, see a lot of activity with drivers using their vehicles for various daily reasons. Whether it’s commuting to work, driving to school, running errands, or enjoying leisurely activities like sightseeing along the scenic Mystic coastline, having the right amount of auto insurance coverage is a fundamental concern for all drivers.

Especially during the summer months, Mystic’s roads can get congested with an influx of vehicles. This often brings about an increased risk of accidents due to factors like distracted driving, drowsy driving, and speeding, as drivers try to reach their summer vacation destinations or the beach. With this ever-present risk, it’s crucial to ensure that your Mystic, CT, insurance agent has designed your personal auto insurance policy to provide thorough protection not only for you but also for all licensed members of your household in the event of an unfortunate crash. Having the right coverage can help you drive with confidence and peace of mind.

Homeowners Insurance Mystic CT

Excellent Home Insurance Offerings for Homeowners

Owning a home is a significant milestone that can bring both excitement and challenges at any stage of life. When it comes to protecting your home and your investment, collaborating with a Nickerson Insurance agent in Mystic, CT, ensures that you’ll have access to the best options for home insurance. Our focus is on providing you with not only competitive prices but also valuable money-saving advice and access to a range of top-quality insurance carriers.

Our approach to designing a comprehensive homeowners insurance program is highly personalized. We work closely with our clients, taking the time to understand you, your family, and the unique characteristics of your home. By conducting a detailed fact-finding process, we can tailor the insurance policy to match your specific needs, all while fitting within your individual budget. This way, you can have confidence that your home is well-protected, and you have the right coverage in place for your peace of mind.

Affordable Insurance That You Can Depend On In Mystic CT

Contact us today for a free quote and consultation from our team of experienced insurance professionals!

Motorcycle Insurance Mystic CT

Rev Up Your Ride with Comprehensive Motorcycle Insurance

When it comes to ensuring your motorcycle is well-protected and your insurance experience is hassle-free in Mystic, CT, our specialized policies are designed to meet your unique needs while keeping costs affordable. Choosing us means you’ll have a dedicated local agent who genuinely cares about your coverage, ensuring that you can hit the road with confidence.

We also understand the importance of affordability, which is why we offer various discounts to help you secure the best possible rate. These discounts may include an advance quote discount, a discount for having a motorcycle license, savings for completing a safety course, rewards for being a responsible driver, and discounts for paying your premiums on time.

Our motorcycle insurance policies come packed with standard features that provide you with comprehensive coverage and peace of mind. These features can include full replacement cost coverage, ensuring that you receive the full value of your motorcycle if it’s ever totaled. We also cover OEM (Original Equipment Manufacturer) parts, so you can be assured of quality replacements. Medical coverage is included to protect you in case of injury, and our policies often encompass accessories and custom parts coverage to safeguard any enhancements you’ve made to your bike. Your local agent will guide you through the options and help you select the policy that fits your specific needs and budget.

Umbrella Insurance Mystic CT

Protecting What Matters Most: Personal Umbrella Insurance

In the midst of life’s unpredictability, it’s important to recognize that basic insurance coverage might not always provide the comprehensive protection you need. Whether you’re facing a car accident resulting in injuries, a neighbor filing a lawsuit due to an accidental pet bite, or other unexpected incidents, having additional insurance coverage can be essential. This is where Personal Umbrella Insurance in Mystic, CT, comes into play.

Umbrella Insurance acts as an extra layer of liability coverage, serving to shield you from potentially devastating financial claims or lawsuits that may exceed the limits of your underlying homeowners or auto insurance policies. With coverage options typically ranging from $1 million to $5 million, an umbrella policy adds an extra level of protection to your existing insurance, providing peace of mind in the event of an unfortunate accident.

While personal umbrella insurance is optional, it can be a wise choice for anyone looking to enhance their liability protection. It offers an additional safety net, ensuring that you’re financially secure and well-protected, even in situations where your primary insurance policies might fall short. This added layer of coverage can prove invaluable when facing unexpected and costly legal claims or liabilities. Your local insurance agent can help you understand your options and choose the right coverage to suit your specific needs and circumstances.

Affordable Insurance That You Can Depend On

Contact us today for a free quote and consultation from our team of experienced insurance professionals!