Insurance Agency Jamestown RI

For more than 30 years, the Nickersons family has been delivering outstanding service, solutions, and counsel to individuals, families, and business proprietors in Jamestown RI. Our local team boasts extensive expertise in tailoring policies to suit your personal and business insurance requirements while staying within your budget.

Jamestown RI Drivers have numerous reasons every day to hop in their personal vehicles and hit the roadways. We take our hatchbacks, hybrids, crossover SUVs, and four-door sedans to work, to school, to run errands, and to lots of other less “mandatory” activities, like viewing the fall foliage or touring the scenic Jamestown coastline — all the time hoping we have the proper amount of auto insurance coverage in place.

However, during the summer our Jamestown RI roads can become jam-packed with cars, distracted, drowsy, and speeding drivers trying to get to their summer vacation or the beach and the threat of an accident is always a possibility. This constant risk is why it’s extremely important that you are certain your Jamestown RI insurance agent has designed your personal auto insurance policy to thoroughly protect you, and any other licensed members of your household, in the event of a crash.

Owning a home, irrespective of the stage of life, embodies both excitement and a sense of challenge. Collaborating with a Nickerson Insurance agent ensures access to the finest home insurance choices and competitive prices, along with invaluable cost-saving insights and a range of top-tier insurance providers.

Crafting a comprehensive homeowners insurance scheme remains a cooperative endeavor between the Nickerson team and our clientele. This approach encompasses an exhaustive exploration of your background, family dynamics, and residence, aiding us in identifying the policy that perfectly aligns with your distinct requirements while remaining within your individual financial scope.

We understand the importance of obtaining hassle-free and appropriate motorcycle insurance in Jamestown RI. Our tailored policies are crafted to cater to your distinct requirements while ensuring affordability remains a priority. By selecting our services, you’ll be partnered with a dedicated local agent who genuinely prioritizes your coverage, ensuring you venture onto the roads with absolute confidence.

Availing various discounts, including advance quote, motorcycle license, safety course, responsible driver, and pay-on-time discounts, aids in securing the most competitive rates for you. Our policies encompass a range of standard features such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

In life’s unpredictability, basic insurance coverage may not always offer comprehensive protection. Whether encountering a car accident with injuries, a neighbor filing a lawsuit due to an accidental pet bite, or other unforeseen incidents, additional insurance coverage can prove indispensable. This is where Personal Umbrella Insurance in Jamestown RI steps in.

Umbrella Insurance presents an additional layer of liability coverage, safeguarding against potentially severe financial claims or lawsuits. Offering coverage options ranging from $1 million to $5 million, an umbrella policy supplements your existing homeowners or auto insurance, providing an added level of protection. While it remains optional, opting for umbrella coverage grants heightened peace of mind in the event of an unfortunate accident.