Insurance Agency East Lyme CT

For over 30 years, the Nickersons family has provided exceptional service, solutions, and advice to individuals, families, and business owners East Lyme CT. Our local team is experienced in customizing policies to fit your personal and business insurance needs and budget.

Every day in East Lyme CT, residents find numerous reasons to slide into their personal vehicles and embark on journeys. From hatchbacks and hybrids to crossover SUVs and elegant four-door sedans, our cars carry us to work, school, errands, and various leisurely activities, such as taking in the splendor of autumn foliage or exploring the picturesque East Lyme coastline. All the while, our fervent wish remains that our auto insurance coverage is adequate.

However, as summer graces East Lyme CT, our roads become congested with vehicles, and behind the wheel, one encounters distracted, drowsy, and speeding drivers rushing towards their summer getaways or the beach, heightening the risk of accidents. This perpetual hazard underscores the critical importance of ensuring that your East Lyme CT insurance agent has meticulously tailored your personal auto insurance policy to provide thorough protection for you and all licensed members of your household, should an unfortunate collision occur.

Owning a home at any stage of life can evoke a mix of excitement and apprehension. However, by partnering with a Nickerson Insurance agent, you can be certain that you’ll gain access to the finest home insurance choices at competitive rates. What’s more, you’ll benefit from expert money-saving guidance and the opportunity to connect with a range of top-tier insurance providers.

The process of crafting a comprehensive homeowners insurance plan is always a collaborative endeavor between the dedicated Nickerson team and our valued clients. This approach involves a thorough exploration of your unique circumstances, your family’s requirements, and the specific features of your home. It allows us to identify the policy that best aligns with your distinct needs and fits comfortably within your personal budget.

In East Lyme CT, we understand that obtaining the right motorcycle insurance should be a straightforward and hassle-free process. Our tailored policies are meticulously crafted to align with your unique requirements, all while maintaining affordability. When you choose us, you’ll be paired with a dedicated local agent who genuinely prioritizes your coverage, ensuring you hit the road with unwavering confidence.

We offer a range of discounts to help you secure the most competitive rates available, including advance quote discounts, motorcycle license discounts, safety course discounts, responsible driver discounts, and pay-on-time discounts. Our policies are equipped with a variety of standard features, including full replacement cost, OEM parts coverage, medical protection, and comprehensive coverage for accessories and custom parts. This guarantees you’re well-prepared for your journeys on two wheels.

Life’s inherent unpredictability can often reveal the limitations of basic insurance coverage. Whether you find yourself in a car accident resulting in injuries, dealing with a neighbor’s lawsuit over an accidental pet bite, or facing unforeseen incidents, the significance of additional insurance coverage becomes evident. This is where Personal Umbrella Insurance in East Lyme CT comes to the forefront.

Umbrella Insurance provides an additional layer of liability coverage, effectively shielding you from potentially ruinous financial claims or legal disputes. Offering coverage options ranging from $1 million to $5 million, an umbrella policy adds an extra level of protection to your existing homeowners or auto insurance. While it remains an optional choice, selecting umbrella coverage delivers heightened peace of mind in the face of unexpected accidents.