Insurance Agency Old Lyme CT

For over 30 years, the Nickersons family has provided exceptional service, solutions, and advice to individuals, families, and business owners Old Lyme CT. Our local team is experienced in customizing policies to fit your personal and business insurance needs and budget.

Every day, drivers in Old Lyme CT have a multitude of reasons to hit the road. Whether it’s commuting in hatchbacks, hybrids, crossover SUVs, or four-door sedans, running errands, or simply enjoying leisurely drives along the scenic Old Lyme coastline, one constant hope remains – having the right auto insurance coverage.

Especially during the summer, our Old Lyme CT roads can become congested with vehicles. Drivers might be distracted, drowsy, or speeding as they head to summer vacations or the beach. In such circumstances, the risk of accidents is ever-present. That’s why it’s of utmost importance to ensure that your Old Lyme CT insurance agent has meticulously crafted your personal auto insurance policy to provide comprehensive protection for you and all licensed members of your household in case of an unfortunate crash.

Owning a home, at any life stage, is both an exhilarating and challenging endeavor. When you partner with a Nickerson Insurance agent, you can be assured of gaining access to a wide array of top-notch home insurance options at competitive prices. You’ll also receive expert advice on saving money while benefiting from multiple high-quality insurance carriers.

The process of tailoring a comprehensive homeowners insurance program is a collaborative effort between the Nickerson team and our valued clients. This approach involves a thorough fact-finding mission to understand your unique needs, your family’s requirements, and the specific features of your home. By doing so, we can identify the most suitable policy that aligns perfectly with your needs and financial constraints.

Securing the appropriate motorcycle insurance in Old Lyme CT should be a straightforward and hassle-free process. Our specialized policies are meticulously crafted to accommodate your unique needs while maintaining affordability. When you opt for our services, you’ll be assigned a dedicated local agent who genuinely prioritizes your coverage, ensuring that you can confidently hit the road.

We provide various discounts to help you obtain the most competitive rates possible. These discounts encompass benefits like advance quotes, motorcycle license holder discounts, savings for completing safety courses, rewards for responsible riding habits, and discounts for timely premium payments. Our policies also include a comprehensive set of standard features, such as full replacement cost coverage, protection for OEM (Original Equipment Manufacturer) parts, medical coverage, and inclusion of accessories and custom parts coverage.

Life’s uncertainties can often render basic insurance coverage inadequate. Whether you encounter a car accident resulting in injuries, a neighbor initiating a lawsuit due to an accidental pet bite, or other unforeseen incidents, additional insurance coverage becomes essential. This is where Personal Umbrella Insurance in Old Lyme CT plays a crucial role.

Umbrella Insurance introduces an additional layer of liability coverage, effectively shielding you from potentially devastating financial claims or lawsuits. Offering coverage options ranging from $1 million to $5 million, an umbrella policy supplements your existing homeowners or auto insurance. While it remains an optional choice, opting for umbrella coverage delivers heightened peace of mind in the event of an unfortunate accident.