Insurance Agency South Lyme CT

For over 30 years, the Nickersons family has provided exceptional service, solutions, and advice to individuals, families, and business owners South Lyme CT. Our local team is experienced in customizing policies to fit your personal and business insurance needs and budget.

South Lyme CT Drivers find many reasons every day to jump into their personal vehicles and hit the road. We use our hatchbacks, hybrids, crossover SUVs, and four-door sedans to commute to work, attend school, run errands, and engage in various non-essential activities, such as enjoying the fall foliage or exploring the scenic South Lyme coastline. Throughout all these, we maintain the hope that our auto insurance coverage is adequate.

However, during the summer, the roads in South Lyme CT can get crowded with cars, occupied by distracted, drowsy, and speeding drivers rushing to their summer vacation spots or the beach. The risk of an accident is always present. This perpetual risk emphasizes the paramount importance of ensuring that your South Lyme CT insurance agent has meticulously tailored your personal auto insurance policy to provide comprehensive protection for you and all licensed members of your household in the unfortunate event of a crash.

Owning a home at any stage of your life is a blend of excitement and trepidation. By collaborating with a Nickerson Insurance agent, you can be assured that you have access to the finest home insurance options and prices, along with valuable money-saving guidance and a range of top-tier insurance providers.

Creating a comprehensive homeowners insurance program is always a joint effort between the Nickerson team and our valued clients. This approach involves a thorough fact-finding process about you, your family, and your home. It empowers us to identify the policy that aligns best with your specific requirements and fits your unique budget.

Securing the appropriate motorcycle insurance should be a simple and stress-free process in South Lyme CT. Our specialized policies are carefully crafted to meet your distinct needs while keeping expenses reasonable. When you opt for our services, you’ll be paired with a dedicated local agent who genuinely cares about your coverage, ensuring you hit the road with confidence.

We extend a variety of discounts to help you attain the most competitive rates available. These include discounts for obtaining an advance quote, holding a motorcycle license, completing a safety course, maintaining a responsible driving record, and consistently paying on time. Our policies are comprehensive, offering essential features such as full replacement cost, original manufacturer parts, medical coverage, and coverage for accessories and custom parts.

In life’s unpredictability, basic insurance coverage may fall short of providing comprehensive protection. Whether you experience a car accident with injuries, a neighbor filing a lawsuit due to an accidental pet bite, or encounter other unexpected incidents, having additional insurance coverage is crucial. This is where Personal Umbrella Insurance in South Lyme CT plays a significant role.

Umbrella Insurance offers an additional layer of liability coverage, shielding you from potentially crippling financial claims or lawsuits. With coverage options ranging from $1 million to $5 million, an umbrella policy adds an extra level of protection to complement your existing homeowners or auto insurance. While it’s an optional choice, opting for umbrella coverage provides heightened peace of mind in the unfortunate event of an accident.