Insurance Agency Portsmouth RI

For more than 30 years, the Nickersons family has offered outstanding service, solutions, and advice to individuals, families, and business owners in Portsmouth RI. Our local team is skilled in tailoring policies to accommodate your personal and business insurance needs along with your budget.

Portsmouth RI drivers find numerous reasons each day to drive their personal vehicles across the roadways. They use hatchbacks, hybrids, crossover SUVs, and four-door sedans for commuting to work, attending school, running errands, and engaging in various leisurely activities like enjoying the fall foliage or exploring the picturesque coastline of Portsmouth RI. Throughout these moments, ensuring that their auto insurance coverage is adequate remains a constant concern.

However, in the summertime, the roads in Portsmouth RI can get congested with cars, and drivers may be distracted, drowsy, or speeding, trying to reach their summer vacation spots or the beach. The possibility of accidents looms large. This ongoing risk underscores the importance of ensuring that your Portsmouth RI insurance agent has tailored your personal auto insurance policy to offer thorough protection for you and other licensed members of your household in case of an accident.

Homeownership at any phase of your life can be both exhilarating and challenging simultaneously. By collaborating with a Nickerson Insurance agent, you can trust that you are gaining access to the finest home insurance options and prices, valuable money-saving guidance, and multiple top-tier insurance providers.

Crafting a comprehensive homeowners insurance program is always a joint effort between the Nickerson team and our clients. This process involves an in-depth exploration of you, your family, and your residence, aiding us in discovering the policy that ideally aligns with your specific requirements and accommodates your individual budget.

We understand the importance of securing the right motorcycle insurance, and it should be a seamless and stress-free process in Portsmouth RI. Our tailored policies are crafted to address your distinct requirements while maintaining affordability. By selecting our services, you’ll partner with a committed local agent genuinely invested in your coverage, ensuring you embark on your journeys with confidence.

We provide various discounts to assist you in obtaining the most favorable rate possible, encompassing advance quotes, motorcycle license discounts, safety course incentives, responsible driver benefits, and pay-on-time rewards. Our insurance plans are enriched with standard features such as full replacement cost coverage, OEM parts inclusion, medical coverage, and protection for accessories and custom parts.

In life’s unpredictable circumstances, basic insurance coverage may not always offer comprehensive protection. Whether you encounter a car accident resulting in injuries, a neighbor filing a lawsuit due to an accidental pet bite, or other unforeseen incidents, additional insurance coverage can be crucial. This is where Personal Umbrella Insurance in Portsmouth RI, becomes crucial.

Umbrella Insurance provides an additional layer of liability coverage, shielding you from potentially crippling financial claims or lawsuits. Offering coverage options spanning from $1 million to $5 million, an umbrella policy supplements your existing homeowners or auto insurance, adding an extra level of protection. Although it’s optional, opting for umbrella coverage ensures heightened peace of mind in the event of an unfortunate accident.