Insurance Agency West Greenwich RI

For more than 30 years, the Nickersons family has delivered outstanding service, solutions, and advice to individuals, families, and business owners in West Greenwich RI. Our local team excels in tailoring policies to match your personal and business insurance requirements and budget.

West Greenwich RI drivers find various reasons daily to drive their personal vehicles. They use hatchbacks, hybrids, crossover SUVs, and four-door sedans for work, school, errands, and leisure activities like admiring the fall foliage or exploring the scenic West Greenwich coastline. All along, ensuring the right amount of auto insurance coverage remains a priority.

During the summer, West Greenwich RI roads can get crowded with cars, often involving distracted, drowsy, and speeding drivers heading to summer vacations or the beach, posing a constant accident risk. This ongoing threat emphasizes the crucial need for your West Greenwich RI insurance agent to ensure your personal auto insurance policy is designed to provide comprehensive protection for you and other licensed household members in case of a crash.

Owning a home at any stage of life brings both excitement and challenges. Partnering with a Nickerson Insurance agent ensures access to the finest home insurance options, competitive prices, valuable money-saving advice, and multiple top-tier insurance carriers.

Crafting a comprehensive homeowners insurance program involves collaboration between the Nickerson team and our clients. This process includes detailed fact-finding about you, your family, and your home. It helps us tailor a policy that perfectly aligns with your specific needs and suits your individual budget.

Getting the right motorcycle insurance should be simple and hassle-free in West Greenwich RI. Our specialized policies are crafted to meet your unique needs while ensuring affordability. By choosing us, you’ll have a dedicated local agent who genuinely cares about your coverage, ensuring you hit the road with confidence.

We offer various discounts to help you secure the best possible rate, including advance quotes, motorcycle license, safety course, responsible driver, and on-time payment discounts. Our policies include standard features such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

Life’s uncertainties might expose gaps in basic insurance coverage. Whether it’s a car accident resulting in injuries, a neighbor’s lawsuit due to an accidental pet bite, or unexpected incidents, additional insurance coverage becomes crucial. This is where Personal Umbrella Insurance in West Greenwich RI steps in.

Umbrella Insurance offers an additional layer of liability coverage, protecting against potentially overwhelming financial claims or lawsuits. With coverage options spanning from $1 million to $5 million, an umbrella policy adds an extra shield to your existing homeowners or auto insurance. Though optional, choosing umbrella coverage provides heightened peace of mind in case of an unfortunate accident.