Insurance Agency Central Falls RI

For more than 30 years, the Nickersons family has offered exceptional service, solutions, and guidance to individuals, families, and business owners in Central Falls RI. Our local team boasts extensive experience in tailoring policies to match your personal and business insurance requirements while considering your budget.

Central Falls RI Drivers have numerous reasons every day to hop in their personal vehicles and hit the roadways. We take our hatchbacks, hybrids, crossover SUVs, and four-door sedans to work, to school, to run errands, and to lots of other less “mandatory” activities, like viewing the fall foliage or touring the scenic Central Falls coastline — all the time hoping we have the proper amount of auto insurance coverage in place.

However, during the summer our Central Falls RI roads can become jam-packed with cars, distracted, drowsy, and speeding drivers trying to get to their summer vacation or the beach, and the threat of an accident is always a possibility. This constant risk is why it’s extremely important that you are certain your Central Falls RI insurance agent has designed your personal auto insurance policy to thoroughly protect you, and any other licensed members of your household, in the event of a crash.

Owning a home at any stage of life can bring both excitement and apprehension. By partnering with a Nickerson Insurance agent, you can rest assured that you’ll gain access to the finest home insurance options and prices, along with valuable money-saving guidance and multiple top-quality insurance carriers.

The development of a comprehensive homeowners insurance program always involves collaboration between the Nickerson team and our valued clients. This process entails in-depth fact-finding about you, your family, and your home. It aids us in identifying the policy that best aligns with your specific needs while fitting into your individual budget.

We understand that obtaining the appropriate motorcycle insurance should be simple and trouble-free in Central Falls RI. Our tailored policies are created to fulfill your distinct requirements while maintaining affordability. By choosing us, you’ll be paired with a devoted local agent who genuinely prioritizes your coverage, ensuring you set off on the road with confidence.

We provide various discounts to assist you in obtaining the most favorable rate possible, including advance quotes, motorcycle license, safety course, responsible driver, and pay-on-time discounts. Our policies are equipped with standard features such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

Life’s uncertainties demand comprehensive insurance coverage beyond the basics. Instances like car accidents causing injuries or neighbors filing lawsuits due to pet bites necessitate additional protection. Personal Umbrella Insurance in Central Falls RI steps in to mitigate these unforeseen incidents.

This specialized insurance offers supplementary liability coverage, shielding individuals from potential financial claims or legal battles. With coverage options spanning from $1 million to $5 million, a Personal Umbrella policy acts as an added safeguard to your existing homeowners or auto insurance. While not mandatory, opting for umbrella coverage provides heightened assurance in unfortunate circumstances.