Insurance Agency Lincoln RI

For more than 30 years, the Nickersons family has delivered exceptional service, solutions, and advice to individuals, families, and business owners in Lincoln RI. Our local team holds expertise in tailoring policies to suit your personal and business insurance requirements while considering your budget.

Lincoln RI Drivers encounter several reasons every day to embark on journeys in their personal vehicles. We use our hatchbacks, hybrids, crossover SUVs, and four-door sedans for commutes to work, school, running errands, and various other “optional” activities, such as admiring the fall foliage or exploring the picturesque Lincoln coastline. Throughout, we hope our auto insurance coverage is adequate.

However, in the summer, the roads in Lincoln RI can get congested with cars, accompanied by distracted, drowsy, and speeding drivers eager to reach their summer destinations or the beach, increasing the risk of accidents. This persistent hazard underscores the critical importance of ensuring that your Lincoln RI insurance agent has tailored your personal auto insurance policy to provide comprehensive protection for you and any other licensed members of your household in the event of a crash.

Homeownership, regardless of life stage, offers both excitement and challenges. When partnering with a Nickerson Insurance agent, you gain access to top-notch home insurance options, competitive prices, valuable money-saving advice, and a choice of reputable insurance carriers.

Crafting a comprehensive homeowners insurance plan is a collaborative effort between the Nickerson team and our clients. This process involves detailed fact-finding about you, your family, and your Lincoln, RI residence. Through this approach, we tailor a policy that perfectly aligns with your specific needs and suits your individual budget.

We understand the importance of easy and uncomplicated motorcycle insurance in Lincoln RI. Our tailored policies are crafted to suit your individual requirements while ensuring affordability. By choosing us, you’ll have a dedicated local agent committed to ensuring your coverage meets your needs as you hit the road confidently.

We provide various discounts to help you attain the most favorable rate, including advance quotes, motorcycle licenses, safety course completion, responsible driving record, and on-time payment incentives. Our policies include standard features such as full replacement coverage, OEM parts, medical benefits, and coverage for accessories/custom parts.

Life’s unpredictability often exposes the limitations of basic insurance coverage. When faced with scenarios like car accidents causing injuries, neighbor-initiated lawsuits due to accidental pet bites, or unforeseen incidents, having additional insurance coverage becomes crucial. This is where Personal Umbrella Insurance in Lincoln RI becomes invaluable.

Umbrella Insurance presents an added layer of liability coverage, safeguarding against potentially crippling financial claims or legal actions. Offering coverage options spanning from $1 million to $5 million, an umbrella policy supplements your existing homeowners or auto insurance, providing an additional shield. While not obligatory, opting for umbrella coverage brings heightened peace of mind in the wake of unfortunate accidents.