Insurance Agency Cumberland RI

For more than 30 years, the Nickersons family has offered outstanding service, solutions, and guidance to individuals, families, and business owners in Cumberland RI. Our local team holds expertise in tailoring policies to suit your personal and business insurance needs and budget.

Cumberland RI Drivers have plenty of reasons every day to drive their personal vehicles around town. We use our hatchbacks, hybrids, crossover SUVs, and four-door sedans for work commutes, school runs, errands, and various non-essential activities such as admiring the fall foliage or exploring the picturesque Cumberland coastline — all while ensuring we have adequate auto insurance coverage.

However, in the summer, our Cumberland RI roads can get congested with vehicles, often with drivers who are distracted, drowsy, or speeding towards their summer vacation spots or the beach, increasing the likelihood of accidents. This consistent risk underscores the importance of ensuring that your Cumberland RI insurance agent has tailored your personal auto insurance policy to provide comprehensive protection for you and other licensed household members in the event of a crash.

Owning a home at any stage of life can bring both excitement and challenges. When partnering with a Nickerson Insurance agent, you can trust that you’ll gain access to the finest home insurance options, competitive prices, invaluable money-saving guidance, and a range of top-tier insurance providers.

Crafting a comprehensive homeowners insurance program is always a collaborative endeavor between the Nickerson team and our clients. This involves a thorough exploration of your background, family dynamics, and your home, enabling us to identify the policy that perfectly aligns with your unique requirements while accommodating your individual budget.

We understand that obtaining the right motorcycle insurance should be straightforward and hassle-free in Cumberland RI. Our specialized policies are tailored to meet your individual needs while ensuring affordability. When you opt for our services, you’ll have a dedicated local agent who genuinely prioritizes your coverage, ensuring you venture onto the road with confidence.

We offer various discounts to help you secure the most favorable rate, including discounts for advance quotes, motorcycle licenses, safety courses, responsible driving, and timely payments. Our policies encompass essential features such as full replacement cost, OEM parts, medical coverage, and coverage for accessories/custom parts.

Life often throws unexpected curveballs, and relying solely on basic insurance coverage may leave you exposed. Whether it’s a car accident causing injuries, a neighbor filing a lawsuit due to a pet-related incident, or any unforeseen event, having additional insurance coverage becomes crucial. That’s where Personal Umbrella Insurance in Cumberland RI, steps in.

Umbrella Insurance offers an added layer of liability coverage, protecting you from potentially crippling financial claims or lawsuits. This policy, ranging from $1 million to $5 million in coverage, acts as a safety net complementing your existing homeowners or auto insurance. While it remains optional, opting for an umbrella policy grants you greater peace of mind in the face of unforeseen accidents.