Insurance Agency Cranston RI

For more than 30 years, the Nickersons family has delivered exceptional service, solutions, and advice to individuals, families, and business owners in Cranston RI. Our local team holds expertise in tailoring policies to suit your personal and business insurance needs as well as your budget.

Cranston RI Drivers have various daily motivations to jump into their personal vehicles and navigate the roadways. From commuting to work, heading to school, running errands, to enjoying activities like observing the fall foliage or exploring the scenic Cranston coastline, we rely on hatchbacks, hybrids, crossover SUVs, and four-door sedans—always hoping for adequate auto insurance coverage.

However, in the summer, Cranston RI roads can get congested with cars, with drivers being distracted, drowsy, and speeding towards their summer vacation spots or the beach, thereby increasing the risk of accidents. This persistent hazard emphasizes the crucial need for Cranston RI insurance agents to tailor personal auto insurance policies to ensure thorough protection for you and other licensed members of your household in the event of a crash.

Owning a home, at any stage of life, can bring both excitement and challenges. When collaborating with a Nickerson Insurance agent, you can trust that you’ll gain access to the finest home insurance options, competitive prices, invaluable money-saving guidance, and a range of top-tier insurance providers.

Crafting a comprehensive homeowners insurance program is always a cooperative endeavor between the Nickerson team and our clients. This involves a thorough exploration of your background, family dynamics, and your home, enabling us to identify the policy that perfectly aligns with your unique requirements while accommodating your individual budget.

We understand that obtaining the right motorcycle insurance should be simple and stress-free in Cranston RI. Our tailored policies are crafted to match your distinct requirements while ensuring affordability. Opting for our services means having a committed local agent who genuinely prioritizes your coverage, ensuring you venture onto the road with confidence.

We provide various discounts to help you secure the most favorable rate, including discounts for advance quotes, motorcycle licenses, safety courses, responsible driving, and timely payments. Our policies encompass essential features such as full replacement cost, OEM parts, medical coverage, and coverage for accessories/custom parts.

In life’s unpredictability, basic insurance coverage may not always offer comprehensive protection. Whether you encounter a car accident resulting in injuries, a neighbor filing a lawsuit due to an accidental pet bite, or other unforeseen incidents, additional insurance coverage can be crucial. This is where Personal Umbrella Insurance in Cranston RI comes into play.

Umbrella Insurance provides an additional layer of liability coverage, shielding you from potentially severe financial claims or lawsuits. With coverage options ranging from $1 million to $5 million, an umbrella policy adds an extra level of protection to your existing homeowners or auto insurance. While it remains optional, choosing umbrella coverage provides heightened peace of mind in the event of an unfortunate accident.