Insurance Agency Narragansett RI

For more than 30 years, the Nickersons family has offered outstanding service, solutions, and advice to individuals, families, and business owners in Narragansett RI. Our local team has expertise in tailoring policies to suit your personal and business insurance needs and budget.

Narragansett RI Drivers find themselves with ample reasons daily to embark on journeys in their personal vehicles and navigate the roadways. From commuting to work or school to handling errands and indulging in various leisurely activities like admiring the fall foliage or exploring the scenic Narragansett coastline, our hatchbacks, hybrids, crossover SUVs, and four-door sedans are our trusty companions. Throughout these ventures, ensuring the appropriate amount of auto insurance coverage is crucial.

Particularly during the summer, Narragansett RI roads witness an influx of cars, along with drivers who might be distracted, drowsy, or speeding to reach their summer vacation spots or the beach. This increased traffic elevates the risk of accidents. Therefore, it’s vital to ensure that your Narragansett RI insurance agent has meticulously tailored your personal auto insurance policy to offer comprehensive protection for you and any other licensed household members in the event of a crash.

Owning a home, no matter the life phase, brings both excitement and challenges. Partnering with a Nickerson Insurance agent assures access to prime home insurance options and competitive prices, alongside invaluable money-saving insights and an array of top-tier insurance carriers.

Developing a comprehensive homeowners insurance program remains a collaborative journey between the Nickerson team and our clients. This involves detailed exploration of your, your family’s, and your home’s specifics, enabling us to discover the policy that perfectly aligns with your unique needs and comfortably fits your individual budget.

Acquiring the right motorcycle insurance shouldn’t pose complications or hassles in Narragansett RI. Our tailored policies are crafted to align with your distinct requirements while ensuring affordability remains a priority. Opting for our services means partnering with a dedicated local agent genuinely concerned about your coverage, empowering you to embark on your journeys with unwavering assurance.

We extend various discounts aimed at securing the most favorable rates for you. These include discounts for advance quotes, possessing a motorcycle license, completing safety courses, maintaining a responsible driving record, and consistently paying premiums on time. Our policies encompass a spectrum of standard features, encompassing full replacement cost, OEM parts, medical coverage, and protection for accessories and custom parts.

Amid life’s uncertainties, basic insurance coverage might not consistently offer all-encompassing protection. Whether encountering a car accident resulting in injuries, a neighbor initiating legal action due to an accidental pet bite, or facing unforeseen incidents, additional insurance coverage can become imperative. This is where Personal Umbrella Insurance in Narragansett RI, steps in.

Umbrella Insurance acts as an additional shield, providing an extra layer of liability coverage, and guarding against potentially severe financial claims or legal battles. Offering coverage options ranging from $1 million to $5 million, this policy supplements your existing homeowners or auto insurance, furnishing an added level of protection. While its acquisition remains optional, opting for umbrella coverage significantly enhances peace of mind in the event of an unfortunate mishap.