Insurance Agency South Kingstown RI

For more than three decades, the Nickersons family has delivered outstanding service, solutions, and guidance to individuals, families, and business proprietors in South Kingstown RI. Our knowledgeable local team excels in tailoring policies to suit your specific personal and business insurance requirements and financial plan.

South Kingstown RI Drivers find themselves with myriad reasons every day to jump into their personal vehicles and navigate the roads. They utilize hatchbacks, hybrids, crossover SUVs, and four-door sedans to commute, attend school, run errands, and engage in various leisurely activities, such as admiring the autumn leaves or exploring the picturesque South Kingstown coastline — always hoping they have adequate auto insurance coverage in place.

However, during the summer, our roads in South Kingstown RI tend to get congested with vehicles, often with drivers who are distracted, drowsy, or speeding as they head to their summer getaways or the beach, increasing the likelihood of accidents. This persistent risk underscores the crucial necessity of ensuring that your South Kingstown RI insurance agent has crafted your personal auto insurance policy comprehensively to safeguard you and all licensed members of your household in case of a collision.

Owning a home, regardless of your life stage, can evoke both excitement and apprehension simultaneously. Collaborating with a Nickerson Insurance agent assures you access to optimal home insurance choices, competitive prices, invaluable money-saving guidance, and a selection from multiple reputable insurance providers.

Crafting a comprehensive homeowners insurance plan involves a cooperative effort between the Nickerson team and our clients. This process entails in-depth exploration of your needs, family dynamics, and home specifics, enabling us to pinpoint the policy that perfectly aligns with your unique requirements and fits seamlessly into your individual financial plan.

In South Kingstown RI, we understand the importance of hassle-free and tailored motorcycle insurance. Our specialized policies are curated to suit your distinct requirements while ensuring affordability. Opting for our services means gaining the support of a dedicated local agent genuinely concerned about your coverage, enabling you to ride with confidence.

We provide various discounts aimed at securing the most favorable rates for you, including advance quote, motorcycle license, safety course, responsible driver, and pay-on-time discounts. Our policies are inclusive of standard features such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

Life’s uncertainties often call for more than basic insurance coverage. When facing unexpected events like car accidents causing injuries or neighbor disputes leading to lawsuits over accidental pet bites, having additional insurance coverage becomes crucial. This is where Personal Umbrella Insurance in South Kingstown RI becomes invaluable.

Umbrella Insurance offers an added layer of liability coverage, shielding you from potentially crippling financial claims or legal suits. With coverage options ranging from $1 million to $5 million, an umbrella policy supplements your existing homeowners or auto insurance. While it remains optional, opting for umbrella coverage grants heightened peace of mind in the face of unfortunate accidents.