Insurance Agency Charlestown RI

Welcome To Nickerson Insurance Agency

For more than 30 years, the Nickersons family has offered exceptional service, solutions, and advice to individuals, families, and business owners in Charlestown RI. Our local team is experienced in tailoring policies to meet your personal and business insurance needs while considering your budget.

Auto Insurance Charlestown RI

Variety of Car Insurance Options for Drivers

Charlestown RI drivers have many daily reasons to use their personal vehicles. We utilize hatchbacks, hybrids, crossover SUVs, and four-door sedans for various activities like commuting to work, attending school, running errands, and engaging in less obligatory pursuits such as enjoying the fall foliage or exploring the scenic Charlestown coastline. It’s important to ensure we have adequate auto insurance coverage.

However, during the summer, Charlestown RI roads can get congested with cars and drivers who might be distracted, fatigued, or speeding to reach their summer vacation spots or the beach. This increases the potential for accidents. Therefore, it’s crucial to ensure that your Charlestown RI insurance agent has structured your personal auto insurance policy to offer comprehensive protection for you and other licensed members of your household in case of a crash.

Homeowners Insurance Charlestown RI

Excellent Home Insurance Offerings for Homeowners

Owning a home, at any life stage, can bring both excitement and challenges. When you collaborate with a Nickerson Insurance agent, you’ll gain confidence in accessing the finest home insurance options at competitive prices. Expect exceptional money-saving advice and a choice from various top-quality insurance carriers.

Creating a comprehensive homeowners insurance plan involves teamwork between the Nickerson team and our clients. We delve into detailed information about you, your family, and your home to pinpoint the policy that perfectly matches your specific needs while fitting your individual budget.

Affordable Insurance That You Can Depend On In Charlestown RI

Contact us today for a free quote and consultation from our team of experienced insurance professionals!

Motorcycle Insurance Charlestown RI

Rev Up Your Ride with Comprehensive Motorcycle Insurance

In Charlestown, RI, we understand that obtaining the right motorcycle insurance should be simple and stress-free. Our specialized policies are tailored to meet your unique requirements while ensuring affordability. When you opt for our services, you’ll have a dedicated local agent who genuinely prioritizes your coverage, ensuring you ride with confidence.

We provide various discounts to help you secure the most favorable rate, including advance quote, motorcycle license, safety course, responsible driver, and pay-on-time discounts. Our policies offer a range of standard features such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

Umbrella Insurance Charlestown RI

Protecting What Matters Most: Personal Umbrella Insurance

Life’s unpredictability often renders basic insurance coverage inadequate. Whether encountering a car accident resulting in injuries, dealing with a neighbor’s lawsuit over an accidental pet bite, or facing other unexpected incidents, additional insurance coverage becomes essential. This is where Personal Umbrella Insurance in Charlestown RI, steps in.

Umbrella Insurance offers an additional layer of liability coverage, shielding against potentially ruinous financial claims or lawsuits. With coverage options ranging from $1 million to $5 million, an umbrella policy introduces an extra level of protection to your existing homeowners or auto insurance. Although optional, opting for umbrella coverage delivers heightened peace of mind in the event of an unfortunate accident.

Auto Insurance, Umbrella Insurance, Motorcycle Insurance and Home Insurance Agency in  Charlestown, RI

Looking for a reliable insurance Agency in Charlestown, RI? Look no further than Nickerson Insurance Agency. We specialize in providing comprehensive insurance solutions tailored to your specific needs, including motorcycle insurance, umbrella insurance, auto insurance, home insurance, and more. We know the importance of protecting your ride and yourself on the road. Our policies offer coverage for your motorcycle against accidents, theft, vandalism, and other unforeseen events, giving you peace of mind every time you hit the open road in Charlestown, RI.

Umbrella insurance is essential for added financial protection beyond what your standard insurance policies provide. Nickerson Insurance Agency offers umbrella insurance options that can help safeguard your assets and future against liability claims, ensuring you’re prepared for any unexpected circumstances that may arise. Your car is a valuable asset, and it deserves the best protection possible. Our auto insurance policies in Charlestown, RI, are designed to provide comprehensive coverage for your vehicle, including liability, collision, and comprehensive coverage options, so you can drive with confidence knowing you’re fully protected on the road.

Protecting your home is crucial, and our home insurance policies are tailored to meet the unique needs of homeowners in Charlestown, RI. Whether you own a house, condominium, or rental property, we offer customizable coverage options to safeguard your home and belongings against fire, theft, natural disasters, and more. As your trusted insurance agency in Charlestown, RI, we are committed to providing exceptional service and personalized solutions to meet your insurance needs. Contact Nickerson Insurance Agency today to learn more about our insurance options and how we can help protect what matters most to you.

Affordable Insurance That You Can Depend On

Contact us today for a free quote and consultation from our team of experienced insurance professionals!