Insurance Agency Charlestown RI

For more than 30 years, the Nickersons family has offered exceptional service, solutions, and advice to individuals, families, and business owners in Charlestown RI. Our local team is experienced in tailoring policies to meet your personal and business insurance needs while considering your budget.

Charlestown RI drivers have many daily reasons to use their personal vehicles. We utilize hatchbacks, hybrids, crossover SUVs, and four-door sedans for various activities like commuting to work, attending school, running errands, and engaging in less obligatory pursuits such as enjoying the fall foliage or exploring the scenic Charlestown coastline. It’s important to ensure we have adequate auto insurance coverage.

However, during the summer, Charlestown RI roads can get congested with cars and drivers who might be distracted, fatigued, or speeding to reach their summer vacation spots or the beach. This increases the potential for accidents. Therefore, it’s crucial to ensure that your Charlestown RI insurance agent has structured your personal auto insurance policy to offer comprehensive protection for you and other licensed members of your household in case of a crash.

Owning a home, at any life stage, can bring both excitement and challenges. When you collaborate with a Nickerson Insurance agent, you’ll gain confidence in accessing the finest home insurance options at competitive prices. Expect exceptional money-saving advice and a choice from various top-quality insurance carriers.

Creating a comprehensive homeowners insurance plan involves teamwork between the Nickerson team and our clients. We delve into detailed information about you, your family, and your home to pinpoint the policy that perfectly matches your specific needs while fitting your individual budget.

In Charlestown, RI, we understand that obtaining the right motorcycle insurance should be simple and stress-free. Our specialized policies are tailored to meet your unique requirements while ensuring affordability. When you opt for our services, you’ll have a dedicated local agent who genuinely prioritizes your coverage, ensuring you ride with confidence.

We provide various discounts to help you secure the most favorable rate, including advance quote, motorcycle license, safety course, responsible driver, and pay-on-time discounts. Our policies offer a range of standard features such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

Life’s unpredictability often renders basic insurance coverage inadequate. Whether encountering a car accident resulting in injuries, dealing with a neighbor’s lawsuit over an accidental pet bite, or facing other unexpected incidents, additional insurance coverage becomes essential. This is where Personal Umbrella Insurance in Charlestown RI, steps in.

Umbrella Insurance offers an additional layer of liability coverage, shielding against potentially ruinous financial claims or lawsuits. With coverage options ranging from $1 million to $5 million, an umbrella policy introduces an extra level of protection to your existing homeowners or auto insurance. Although optional, opting for umbrella coverage delivers heightened peace of mind in the event of an unfortunate accident.