Insurance Agency New Shoreham RI

For more than 30 years, the Nickersons family has been delivering outstanding service, solutions, and guidance to individuals, families, and business owners in New Shoreham RI. Our local team boasts extensive experience in tailoring policies to suit your personal and business insurance requirements while also accommodating your budget.

New Shoreham RI Drivers encounter multiple reasons every day to step into their personal vehicles and venture onto the roadways. Whether commuting to work or school, handling errands, or engaging in various leisure activities such as admiring the fall foliage or exploring the scenic coastline of New Shoreham RI, our hatchbacks, hybrids, crossover SUVs, and four-door sedans are always on the move. Throughout these endeavors, ensuring adequate auto insurance coverage remains a constant concern.

Especially during the summer, New Shoreham RI roads witness an increase in traffic, with drivers potentially being distracted, drowsy, or speeding towards their summer vacation spots or the beach. This surge in activity elevates the risk of accidents. Hence, it’s crucial to ensure that your New Shoreham RI insurance agent has meticulously tailored your personal auto insurance policy to provide comprehensive protection for you and any other licensed household members in the event of a crash.

Owning a home, no matter the life phase, embodies both excitement and challenges. Partnering with a Nickerson Insurance agent assures access to the finest home insurance options and competitive prices, along with invaluable money-saving insights and an array of top-tier insurance carriers.

Crafting a comprehensive homeowners insurance strategy remains a collaborative effort between the Nickerson team and our clients. This involves in-depth exploration of your needs, family dynamics, and home specifics, facilitating the discovery of a policy that perfectly aligns with your unique requirements and comfortably fits your financial plan.

Ensuring seamless and stress-free acquisition of appropriate motorcycle insurance in New Shoreham RI is our commitment. Our specialized policies are meticulously crafted to cater to your distinct needs while maintaining cost-effectiveness. Opting for our services connects you with a dedicated local agent who genuinely prioritizes your coverage, ensuring you embark on your rides with unwavering assurance.

Avail yourself of various discounts we offer to secure the most favorable rates possible. These include advance quotes, motorcycle license, safety course completion, maintaining a responsible driving record, and adhering to on-time payments. Our policies boast standard features encompassing full replacement cost, OEM parts coverage, medical protection, and comprehensive coverage for accessories and custom parts.

Life’s twists and turns often challenge the sufficiency of basic insurance coverage. Whether confronted with the aftermath of a car accident involving injuries, a neighbor initiating a lawsuit following an accidental pet bite or other unforeseen incidents, the necessity for additional insurance coverage becomes apparent. This is where Personal Umbrella Insurance in New Shoreham RI, proves invaluable.

Umbrella Insurance functions as an added layer of liability coverage, safeguarding against potentially ruinous financial claims or legal disputes. Offering coverage options ranging from $1 million to $5 million, an umbrella policy supplements your existing homeowners or auto insurance, ensuring an elevated level of protection. While its acquisition remains optional, opting for umbrella coverage significantly bolsters peace of mind in the face of unforeseen adversities.