Insurance Agency Richmond RI

The Nickersons family has offered top-notch service, solutions, and guidance to people, families, and business proprietors in Richmond RI for over three decades. Our team here is skilled at tailoring policies to match your individual and business insurance requirements, all while staying within your budget.

Richmond RI drivers have plenty of daily reasons to jump into their personal vehicles and navigate the roads. We use our hatchbacks, hybrids, crossover SUVs, and four-door sedans to commute to work, attend school, run errands, and engage in various non-essential activities, such as admiring the fall foliage or exploring the picturesque Richmond coastline. Throughout these moments, we hope that our auto insurance coverage is adequate.

However, in the summer, Richmond RI roads can get congested with vehicles, and there’s a heightened presence of distracted, drowsy, and speeding drivers rushing to their summer vacations or the beach, increasing the possibility of accidents. This ongoing risk underscores the crucial importance of ensuring that your Richmond RI insurance agent has meticulously tailored your personal auto insurance policy to provide comprehensive protection for you and all licensed members of your household in case of an accident.

Owning a home, no matter the life stage, brings a mix of excitement and challenges. With a Nickerson Insurance agent, you can trust you’re accessing top-notch home insurance options at great prices, along with valuable money-saving advice and a range of quality insurance carriers.

Crafting a thorough homeowners insurance plan is a joint effort between the Nickerson team and our clients. It involves detailed information gathering about you, your family, and your home, ensuring we find the policy that precisely suits your needs and aligns with your budget, here in Richmond RI.

In Richmond RI, we understand the importance of hassle-free, tailored motorcycle insurance. Our specialized policies are crafted to match your specific requirements while ensuring affordability. Opting for us means having a committed local agent genuinely invested in your coverage, guaranteeing you hit the road with peace of mind.

We provide various discounts to secure the best rates, including advance quotes, motorcycle licenses, safety courses, responsible driving, and on-time payment incentives. Our policies come with essential features like full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.

In Richmond RI, life’s uncertainties may surpass the protection offered by basic insurance coverage. Whether you encounter a car accident with injuries, a neighbor filing a lawsuit over an accidental pet bite or other unforeseen incidents, additional insurance coverage becomes crucial. This is where Personal Umbrella Insurance in Richmond RI steps in.

Umbrella Insurance provides an added layer of liability coverage, shielding you from potentially crippling financial claims or lawsuits. Offering coverage options ranging from $1 million to $5 million, an umbrella policy adds an extra safeguard to your existing homeowners or auto insurance. While optional, opting for umbrella coverage provides heightened peace of mind in the event of an unfortunate accident.